Official Authority: FTA (Federal Tax Authority) • Currency: AED (AED)
UtilityBase delivers essential financial calculations and commercial business utilities for the United Arab Emirates. Calculate 5% Federal Tax Authority (FTA) VAT, UAE Central Bank compliant mortgage repayments, 0% personal tax wealth growth, salary wage conversions under the UAE Labour Law, and FTA-compliant commercial invoices in UAE Dirhams (AED).
Zero personal income tax: The UAE levies 0% personal income tax on employment salaries, bonuses, and individual investment profits. A 5% VAT applies to general goods and services. A federal Corporate Tax of 9% applies to taxable corporate net business profits exceeding AED 375,000.
Add or extract VAT for African countries (Zimbabwe 15%, South Africa 15%, Nigeria 7.5%, Kenya 16%, Ghana 15%) or any custom rate.
Calculate monthly loan payments, total interest cost, and view a complete amortization schedule for personal or business loans.
Calculate the future growth of your savings, monthly contributions, and investment returns over time.
Calculate petrol/diesel costs, toll fees, fuel consumption (L/100km), and split trip expenses per passenger.
Calculate your target hourly and daily consulting rates based on desired net take-home, business overhead, and taxes.
Generate professional, print-ready commercial tax invoices with itemized lines, VAT calculation, and PDF export.
Convert between USD, ZiG, ZAR, NGN, KES, GHS, ZMW, TZS, UGX, EUR, and GBP with live benchmark rates and custom rate override.
Estimate total monthly mortgage payments (PITI), amortization schedule, property taxes, home insurance, and PMI breakdown.
Forecast portfolio wealth accumulation with starting capital, regular monthly additions, expected returns, and inflation adjustments.
Calculate interest earned on high-yield savings (HYSA), project balance growth, and determine monthly savings needed to hit financial goals.
Determine how much you need to retire comfortably. Calculate your projected nest egg, monthly retirement income, and savings gap.
Calculate how fast you can eliminate credit card balances and debt. Compare minimum payments vs accelerated payoff to save thousands in interest.
Calculate percentage return on investment (ROI), annualized CAGR, net profit, and capital multiples for business, real estate, and financial assets.
Calculate non-compounding flat simple interest and total accrued amount for personal notes, auto loans, and short-term deposits.
Calculate discounted sale prices, markdown percentages, promotional coupons, sales tax additions, and total money saved.
Quickly calculate dining gratuity, total restaurant bills, and split costs evenly among multiple diners with clean whole-dollar rounding.
Estimate monthly car loan payments, trade-in equity credit, dealer documentation fees, sales tax, and total financing interest.
Calculate the compound impact of annual inflation on purchasing power, equivalent future currency value, and cumulative price increases.
Determine your business break-even sales volume in units and revenue, contribution margins, and target profit milestones.
Calculate total personal net worth by balancing liquid cash, real estate, investments, mortgages, vehicle loans, and credit cards.
Convert annual and monthly salaries to equivalent hourly, daily, weekly, and bi-weekly wage rates with custom overtime pay calculations.
Instantly convert between metric and imperial distance measurements including millimeters, centimeters, meters, kilometers, inches, feet, yards, and miles.
Convert values between milligrams, grams, kilograms, metric tonnes, ounces, pounds, and US short tons with real-time accuracy.
Transform thermal readings between Celsius, Fahrenheit, and thermodynamic Kelvin with exact formulas and absolute zero safety validation.
Convert velocity and travel speeds between meters per second, kilometers per hour, miles per hour, knots, and feet per second.
Convert digital memory between bits, bytes, decimal SI units (KB, MB, GB, TB) and binary IEC units (KiB, MiB, GiB, TiB) with dual-system clarity.
Convert electrical current in amperes to kilowatts (kW) and kW to amps for DC, single-phase AC, and 3-phase AC circuits with power factor and voltage settings.
Solve for voltage (V), current (I), resistance (R), and electrical power (P) with instant calculations based on Ohm's Law and Joule's Law.
Calculate electrical power in watts, kilowatts, and horsepower with P=VI, P=I²R, and P=V²/R, plus energy usage (kWh) and utility costs.
Calculate net force, mass, or acceleration using Newton’s Second Law of Motion with Newtons, kilonewtons, and pound-force units.
Calculate kinetic energy in Joules, velocity, or mass using Ek = ½mv² with momentum analysis and real-world impact benchmarks.
Calculates statutory severance gratuity under Article 51 of Federal Decree-Law No. 33 of 2021 (21 days basic pay per year for years 1-5; 30 days thereafter).
Official Basis: UAE Ministry of Human Resources and Emiratisation (MOHRE)
Calculates 9% corporate tax on business taxable profits above AED 375,000, factoring Small Business Relief (revenue under AED 3M) and free zone qualifying income.
Official Basis: Federal Decree-Law No. 47 of 2022 on the Taxation of Corporations and Businesses
No. The United Arab Emirates levies 0.0% personal income tax on employee earnings, freelance income, and individual capital gains. Salaried professionals receive 100% of their agreed remuneration without payroll income tax withholdings.
To add 5% VAT, multiply the net amount by 1.05 (e.g., AED 1,000 + 5% VAT = AED 1,050). To extract 5% VAT from a gross amount, divide by 21 (e.g., AED 1,050 ÷ 21 = AED 50 VAT component, leaving AED 1,000 net). UtilityBase VAT Calculator performs both calculations instantly.
Under Article 51 of the UAE Labour Law (Federal Decree-Law No. 33 of 2021), full-time employees completing at least one year of continuous service receive 21 days’ basic wage for each year of the first five years of service, and 30 days’ basic wage for each subsequent year, capped at two years’ total basic salary.
Under UAE Central Bank guidelines, the minimum down payment for expatriates purchasing a first home valued under AED 5 million is 20% (maximum 80% LTV). For properties over AED 5 million, the minimum down payment is 30% (70% LTV). Our Mortgage Calculator allows you to model these exact LTV parameters in AED.
Yes. Our Commercial Invoice Generator allows inclusion of your 15-digit Tax Registration Number (TRN), customer TRN, line items in AED, and itemized 5% VAT calculations matching UAE Federal Tax Authority requirements.