Official Authority: Belastingdienst • Currency: EUR (€)
UtilityBase biedt betrouwbare financiële en zakelijke berekeningen voor Nederlandse ondernemers, ZZP’ers, werknemers en consumenten. Bereken eenvoudig 21% Belastingdienst BTW (of het verlaagde tarief van 9%), annuïtaire hypotheeklasten, vermogensgroei met samengestelde rente, omrekening van maandsalaris naar uurtarief en professionele facturen in Euro (EUR).
Box 1 tarief voor personen onder AOW-leeftijd: eerste schijf 35,82% tot € 38.441; tweede schijf 37,48% tot € 76.817; toptarief 49,50% over het meerdere. Heffingskortingen (algemene heffingskorting en arbeidskorting) verminderen de effectieve belastingdruk substantieel.
Add or extract VAT for African countries (Zimbabwe 15%, South Africa 15%, Nigeria 7.5%, Kenya 16%, Ghana 15%) or any custom rate.
Calculate monthly loan payments, total interest cost, and view a complete amortization schedule for personal or business loans.
Calculate the future growth of your savings, monthly contributions, and investment returns over time.
Calculate petrol/diesel costs, toll fees, fuel consumption (L/100km), and split trip expenses per passenger.
Calculate your target hourly and daily consulting rates based on desired net take-home, business overhead, and taxes.
Generate professional, print-ready commercial tax invoices with itemized lines, VAT calculation, and PDF export.
Convert between USD, ZiG, ZAR, NGN, KES, GHS, ZMW, TZS, UGX, EUR, and GBP with live benchmark rates and custom rate override.
Estimate total monthly mortgage payments (PITI), amortization schedule, property taxes, home insurance, and PMI breakdown.
Forecast portfolio wealth accumulation with starting capital, regular monthly additions, expected returns, and inflation adjustments.
Calculate interest earned on high-yield savings (HYSA), project balance growth, and determine monthly savings needed to hit financial goals.
Determine how much you need to retire comfortably. Calculate your projected nest egg, monthly retirement income, and savings gap.
Calculate how fast you can eliminate credit card balances and debt. Compare minimum payments vs accelerated payoff to save thousands in interest.
Calculate percentage return on investment (ROI), annualized CAGR, net profit, and capital multiples for business, real estate, and financial assets.
Calculate non-compounding flat simple interest and total accrued amount for personal notes, auto loans, and short-term deposits.
Calculate discounted sale prices, markdown percentages, promotional coupons, sales tax additions, and total money saved.
Quickly calculate dining gratuity, total restaurant bills, and split costs evenly among multiple diners with clean whole-dollar rounding.
Estimate monthly car loan payments, trade-in equity credit, dealer documentation fees, sales tax, and total financing interest.
Calculate the compound impact of annual inflation on purchasing power, equivalent future currency value, and cumulative price increases.
Determine your business break-even sales volume in units and revenue, contribution margins, and target profit milestones.
Calculate total personal net worth by balancing liquid cash, real estate, investments, mortgages, vehicle loans, and credit cards.
Convert annual and monthly salaries to equivalent hourly, daily, weekly, and bi-weekly wage rates with custom overtime pay calculations.
Instantly convert between metric and imperial distance measurements including millimeters, centimeters, meters, kilometers, inches, feet, yards, and miles.
Convert values between milligrams, grams, kilograms, metric tonnes, ounces, pounds, and US short tons with real-time accuracy.
Transform thermal readings between Celsius, Fahrenheit, and thermodynamic Kelvin with exact formulas and absolute zero safety validation.
Convert velocity and travel speeds between meters per second, kilometers per hour, miles per hour, knots, and feet per second.
Convert digital memory between bits, bytes, decimal SI units (KB, MB, GB, TB) and binary IEC units (KiB, MiB, GiB, TiB) with dual-system clarity.
Convert electrical current in amperes to kilowatts (kW) and kW to amps for DC, single-phase AC, and 3-phase AC circuits with power factor and voltage settings.
Solve for voltage (V), current (I), resistance (R), and electrical power (P) with instant calculations based on Ohm's Law and Joule's Law.
Calculate electrical power in watts, kilowatts, and horsepower with P=VI, P=I²R, and P=V²/R, plus energy usage (kWh) and utility costs.
Calculate net force, mass, or acceleration using Newton’s Second Law of Motion with Newtons, kilonewtons, and pound-force units.
Calculate kinetic energy in Joules, velocity, or mass using Ek = ½mv² with momentum analysis and real-world impact benchmarks.
Berekent netto maandsalaris inclusief Box 1 schijven, algemene heffingskorting, arbeidskorting, pensioenpremie en vakantiegeld (8%).
Official Basis: Belastingdienst Handboek Loonheffingen 2025
Berekent belasting op spaargeld en beleggingen op basis van de werkelijke/forfaitaire rendementsmethode na uitspraak Hoge Raad.
Official Basis: Ministerie van Financiën Wet Rechtsherstel Box 3
Om 21% BTW toe te voegen aan een nettobedrag, vermenigvuldigt u met 1,21 (bijv. € 100 exclusief BTW = € 121 inclusief BTW). Om de BTW uit een inclusief-bedrag te halen, deelt u door 1,21 en trekt u dat af van het totaal (€ 121 ÷ 1,21 = € 100 netto, dus € 21 BTW). Onze BTW Calculator voert beide berekeningen direct uit.
In Nederland is een volledige werkweek volgens veel CAO’s 36 uur (of 38 tot 40 uur in commerciële sectoren). Op jaarbasis komt 36 uur neer op circa 1.872 uur en 40 uur op 2.080 uur. Onze Salaris naar Uurloon calculator maakt het eenvoudig om contracturen en vakantiedagen exact in te stellen.
Ja. De hypotheekcalculator berekent de maandelijkse annuïteit (rente plus aflossing) voor looptijden tot 30 jaar, passend bij de actuele fiscale eisen voor hypotheekrenteaftrek in Nederland.
Ja. Onze Factuurgenerator stelt u in staat om uw KvK-nummer, BTW-identificatienummer (BTW-id), IBAN-gegevens en een gespecificeerde BTW-uitsplitsing (21% of 9%) op te nemen en direct als PDF te downloaden.
Nederland hanteert het metrieke stelsel (meters, kilogrammen, km/u, Celsius) en het Europese elektriciteitsnetwerk van 230V eenfasig en 400V driefasig bij 50Hz volgens NEN 1010. Alle technische tools op UtilityBase zijn hierop afgestemd.